New Service: MCB Turns Your Mobile Phone into Credit Card

MCB innovates once more. It launched Thursday, July 4 "Juice" service that allows customers to use mobile phones to make purchases, money transfers, and ATM withdrawals without a credit card or cash. "The introduction of 'Juice' another first MCB in the Mauritian banking landscape is a concrete step towards a" cashless society ". And this in a country where there are more mobile phones than people, "said the MCB in a statement.

"Juice" to simplify the customer's life by offering new ways to manage their money on a daily aims. At the heart of this initiative is the mobile phone. To access this service, simply download the mobile application "Juice" on your smartphone (the application will be available starting this Friday, July 5). This service provides access to five practical solutions:

1. Juice Transfer

With "Juice Transfer" transfers of money from one person to another becomes easier. With a mobile phone, it is possible to transfer a sum of a MCB account to another by dialing only the mobile number of the recipient. This must also be recorded in "Juice". The transfer is made instantly and safely.

2. Juice Payment

Pay for purchases without cash or credit card is now possible. With "Juice Payment", you can instantly pay for products and services offered by accredited providers (shops, tobacco shops, doctors, taxi drivers ...) from a mobile phone. Any accredited provider will show the "Juice" logo.

3. Juice Cash

No need to visit a branch or an ATM to get cash out. Simply go to an agent of the "Juice" network. Using the "Juice Cash" option, and can take from him the amount previously typed on his laptop. "At first, there will be a hundred agents" Juice "across the country that manage tobacco shops, small shops or boutiques," says Binesh Mangar, Head of Cards SBU at the MCB.

4. Juice ATM

With "Juice ATM", it is possible to transfer money to an individual, even if it does not have an account at MCB or not credit card. Simply send the required via a smartphone by inserting the phone number of the recipient sum - it can hold any type of cell. The recipient will then receive an SMS. He can then make the withdrawal at an ATM of MCB after inserting the "Transaction Password" and "PIN Payment" which will be provided by the MCB and the user via SMS respectively. If the ATM is far, the beneficiary may also go to an accredited agent of the "Juice" network to recover the money.

5. Mobile Banking

The Mobile Banking service MCB is also accessible from "Juice". This gives the opportunity to access and manage their bank accounts directly from their mobile. The client can check their account balances, get a statement from his last ten transactions and pay its bills, among others.

To use "Juice" just being a customer of the MCB and register. Those who already subscribe to MCB Internet Banking can be done directly through the service. Indeed, access to "Juice" requires the same User ID and Password that MCB Banking. Other customers simply need to visit a branch MCB and complete a registration form. The "Juice" application is available in native version on Play Store and will soon be on the App Store for users of Android platforms (from 2.2) Google and Apple iOS (from 4.3) respectively. Those using other platforms (Windows Mobile, Nokia Symbian, etc..) Will download a web application.

User Fees

MCB apply a small fee ranging between Rs 2.50 and Rs 5 per transaction "Juice." The daily limit (total transactions) is Rs 10,000.