Lifestyle | Your Money

July 08, 2013

Reduce Spending

We buy, we buy and buy again. When some people have money in their pockets, they want to spend on purchases. But they always buy what is necessary? Or do they buy too? How to spend less?

In an episode of a television series recently aired on MBC, we saw one of the protagonists arguing with his wife because she had not bought his brand aftershave preferred. His wife had to explain how it provided for the needs of the couple. She had not had enough money to buy him his favorite brand and opted for a cheaper brand. The husband, who had just lost his job, not yet hear nothing.

You will understand: to reduce your monthly expenses, compromise and change habits are needed.

In Japan, people used to sleep on mattresses on the floor. There is no bed. In fact, the room has a minimum of furniture. Each country has its own tradition and is not obliged to do as the Japanese. This example demonstrates the need for the individual to make.

Spending on housing, food costs, clothing expenditures ... As if they were not enough, now add expenditures gadgets. Yet to spend less in order to save money, there is only one way: do not buy. For this, we should be selective in its spending. Do you absolutely need the latest smartphone generation costs around Rs 25,000? Is it necessary for you to endettiez you offer, then you already have a cell phone?

Do you really want to dig another hole in your budget? According Aude Martignon, a foreign expert on the subject, a few tips to reduce expenses are properly analyze rebate offers, products 'discount', the 'more products', within budget, avoid the traps set by supermarkets and buy for less by shopping at the right place.

Kitchen of the month

There are several ways to reduce spending, but start with the food budget. With the lifestyle we lead, many of us do not have time to cook properly. We only run supermarkets and fast food places, to organize lunch or dinner. But these meals are much more expensive than those prepared at home.

Aude Martignon advises rather shop around for products in the fridge and cupboards in the kitchen, make a list of 30 meals that can easily freeze. The goal is to build on this list of menus to list weekly or monthly shopping. If you need, for example, three tomatoes to prepare five recipes, so you need to buy 15 tomatoes. This is just one example, but it highlights the fact that buying wholesale products can take advantage of some great rates.

These products are often marketed as bags, nets or trays.

Establish the list of goods may take two hours, but once this is done, we will not need it again.

Aude Martignon also advised to take advantage of all rebate offers, vouchers or discount tickets. If the spouse to help cook, it allows you to vary the menus and save time. Not to confuse you, label the dishes before putting them in the freezer.

To do otherwise

The advantages of this method of proceeding is not to worry about what you are going to prepare for dinner and not go to the supermarket once a month. Establishing your list will reduce the tendency to be tempted by unnecessary products. In addition, when you buy, not to waste, pay attention to the use-by date marked on the product. Do not take the product at hand, but rather those who are behind because they have dates for longer storage ...

Many young Mauritians who do not bring their lunch to work, yet are as outlined Aude Martignon, "there is nothing wrong with bringing your lunch to work, if you make significant savings. Do not be embarrassed to face your colleagues, and be proud of it. If someone asks you why you bring your lunch instead of buying them, do not say you do not have the means, but rather say: 'I'm trying to reduce my expenses, because I want to spend more on things that are most important. '" This item is not intended to dictate to you in your decision making when it comes to consumption. But it shows as cut spending.

 

 

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